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12/17/2025    

RESPONSES/COMMENTS (ROUTINE FOOT CARE) -PART 1B



From: Ivar Roth, DPM, MPH


 


Dr. Jacobs makes some good points, but the answer is much simpler and is staring us in the face in my opinion. While we have obligations as a provider, if the insurance provider informs the patient properly, meaning presenting them with a well written explanation and informed consent for them to sign, we have done our job. In the end, it is up to the patient to work within their insurance and decide the path forward for them. The simple solution is that they will have to pay you out of their pocket for your services they require. The machinations discussed are very complex and this solution, I believe, solves and absolves the provider from this dilemma.


 


As a concierge direct pay provider, I no longer have to jump through any hoops and the patients leave happy and satisfied with paying a reasonable fee for the required services.


 


Ivar Roth, DPM, MPH, Newport Beach, CA

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12/18/2025    

RESPONSES/COMMENTS (ROUTINE FOOT CARE) -PART 1B



From: Allen M. Jacobs, DPM


 


The "direct pay" or "concierge" practice models are certainly an option for a select number of podiatric healthcare providers whose patients have the capability of paying for healthcare directly. Unfortunately, the majority of Americans cannot afford the "direct pay" model of healthcare.


 


I would remind Dr. Roth and others who advocate the direct pay model that many of our patients struggle just to pay for their cardiac or diabetic or cancer or other needed medications or therapies. We have an increasingly large geriatric population (that is correct before you say it, people such as myself) who are on a fixed income and struggles to maintain a date to the existence for basic food and housing. Yes, there is a sub-population of well-heeled individuals who can afford to pay directly for medical care, and there is certainly nothing unethical or illegal to care for such patients and receive direct pay. However, what do we do for the majority of...


 


Editor's note: Dr. Jacobs' extended-length letter can be read here.
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