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03/05/2025    Allen M. Jacobs, DPM
 Unnecessary and Negligent Calcaneal Osteotomy - Oregon (Jay Grife, DPM, JD)
 
 
 
Dr. Grife suggests that with limited malpractice liability insurance, a plaintiff attorney is less
 inclined to file a malpractice action. This may or
 may not be true in a particular case. The ability
 of a plaintiff to seek payment from a podiatrist
 when the judgement or settlement is in excess of
 malpractice policy limits varies from state to
 state. Asset protection is importantly to consider
 for any healthcare provider.
 
 In some states under some circumstances, the
 plaintiff can for example place a lien or levies
 on your personal assets such as bank accounts,
 homes, etc. You may be required to satisfy a
 judgement by taking out a loan against your hard
 earned assets. Sometimes the jury awards are later
 adjusted. You should consult with an appropriate
 health care attorney regarding asset protection
 rules and regulations and applicable strategies
 relevant to the state in which you practice. You
 must do so prior to any claim made against you to
 avoid an allegation of fraudulent transfer of
 assets.
 
 PM news cited a recent $3,000,000 verdict against
 a podiatrist. Two years ago, a plaintiff prevailed
 in obtaining a total of $5,000,000 from an ORIF of
 an ankle fracture in which there was alleged nerve
 injury and CRPS. I have personally seen awards of
 $1,000,000 for an Akin procedure, $1,500,000 for a
 sesamoidectomy. The famous Rothman orthopedic
 institute recently lost a $43,500,000 verdict
 following a knee surgery on a special teams payer
 for the Philadelphia Eagles.
 
 Dr. Borreggine may be correct. It may be time to
 reconsider the $1,000,000/$3,000,000 policy as
 adequate in today’s world. Studies specifically on
 foot and ankle surgery indicate an average” jury
 verdict of around $900,000. This would imply
 awards greater than $1,000,000 are neither rare
 nor uncommon. You would be well served to research
 the rules and regulations in your particular
 locality, and consider appropriate actions as you
 deem to be necessary for your individual
 circumstances. Do not assume personal assets are
 always exempt from judgment.
 
 Allen M. Jacobs, DPM, St. Louis, MO
 
 
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