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05/20/2024 Steven E Tager, DPM
The Future of Podiatry (Kenneth Meisler, DPM)
Reflecting on numerous comments in this thread, I offer this as it may be of benefit to those in need. Altruistic as it may be, at least for me, the desire to help others along with a little prestige (at the time) may have been the prime motivation for entering medicine. That, along with my own foot and back issues led me to a podiatrist who absolutely motivated me to pursue a career in podiatry. Podiatry, allopathic medicine, dentistry or whatever, all have experienced the tyranny of the insurance industry. Strength in numbers (and I mean $$) by the carriers have manipulated us (collectively all medicine and dentistry) as well as our patients, into the current system using everything and anyone possible to accomplish increased profits. Their greed and unbridled aggression for the almighty dollar has squeezed the life out of our collective private practices.
Recently retired, I reflect on my 56-year journey in podiatry. Successful? Yes, I certainly think so. How and Why? Early in my career, I met two physicians who had a profound effect on my life. The first was Merton Root, DPM who educated me as to the how and why of multiple foot problems. Slowly, and I mean very slowly, I came to realize that common conditions we treat, if caught in time, can be markedly improved and often reversed if the foot is held in anatomic neutral or as close to it as possible. The body, with its own ability to heal, now takes over with the optimum ability to function as close to normal or near normal as possible thereby reversing the prime etiology of many presenting signs and symptoms. Perhaps this is the explanation for some of the bunion deformities returning post op and some not so much even after considerable consideration was given to the appropriate procedure.
The second physician I met was in a book entitled Psycho-Cybernetics by Maxwell Maltz. MD. My take home message from this book was “you are who you think you are” and if you can project your ultimate image, start acting and looking like that image ASAP. Those two messages became a learned behavior and made me what I am today….ie happy and successful in my own mind.
Starting my private practice career in RI I found it unimaginable that 90+ percent of the population was covered by BCBS. Only two plans were available. A & B and both paid very poorly compared to other states based on visiting other pods in both New England and others practicing in other parts of the country. After 16 successful years in RI, we left for Silicon Valley. Maybe a mid-life crisis? Who knows, but in California the reimbursement for services were commensurate with my skills, or so I thought. Starting over was a bit unnerving but nevertheless accomplished since failure was not an option. It soon became apparent that reimbursement for our services by a variety of carriers was going the way of Medicare instituted a few years back. Slowly the insurance industry took hold paying just over, and in many cases, just under Medicare allowances. Got Ya! The end in sight. And then came the PPOs, HMOs, capitation and you know the rest.
Fed up with insurance companies determining my worth, I sold my practice to a highly qualified employee, capitalized on the real estate boom, and moved to a seaside community on the Monterey Bay. The absolute frustration of declining reimbursement by insurance carriers for services rendered in the face of inflation and the lack of appropriate cost of living increases made absolutely no sense to me and the private practice model currently in use. Circumstances as they were, gave me an opportunity to join a practice as a consultant. This ultimately led to returning to private practice. BUT this time, no longer would I accept payment from any insurance company!! Given the success of my biomechanical expertise (Thank you very much Dr. Root) I no longer chose surgery as an option and would refer out those cases in need. I was stunned and amazed that limiting my practice to lower extremity biomechanics, general podiatry and minor office surgery as needed based on a fee for service platform was an eye opening experience. Patients were informed prior to their initial visit that this was a fee-for-service practice and no longer accepted any insurance. Sure, there were those that went elsewhere because of insurance coverage and that was fine. Patients with conditions clearly not within the scope of my new practice were referred to others prn.
Interestingly, I noted that patients who paid for services at the time they were incurred were far more appreciative than many of those in my prior insurance-based model. Because of my biomechanical education, I found my NICHE. Helping to keep the foot function around what I believed to be anatomic neutral appeared to not only help the foot but helped a variety of other concomitant LE complaints. Successful conservative management of the foot soon led to helping those with knee, hip and back problems. The word spread and I soon began to enjoy success in podiatry without insurance constraints.
In summary, having experienced the transition from both the insurance based private practice model and the non-acceptance of all insurance, I can say for certain that finding one’s niche and excelling at it has value to both the practitioner as well as the patient. Sure, it’s not for all. Lifestyles differ, and we all accept that just like our individual practice styles differ along with our own subspecialties within podiatry. Criticizing the manner in which others practice (as noted in this format) does no good at all. If the shoe fits, wear it. If not, go elsewhere.
Keep in mind, we ALL offer “foot care” which is exactly what every insurance dependent practice offers. For me, that translated into offering something special and different that set me apart from others in my area. My style of practice now achieved after all these years (thank you Dr. Maltz) in combination with my post-doctoral biomechanics education (thank you Dr. Root) I had the tools to continue practicing podiatry my way. My objective was simply to educate my patients to the best of my ability as to cause and effect and then provide treatment options and alternatives when appropriate. With positive realistic outcomes, success in private practice was again soon realized.
An Afterthought: Salmon swimming upstream don’t make it. Fighting amongst ourselves is counterproductive. We continue the salmon approach and fight the upstream establishment. It’s time for podiatry to merge with medicine and its individual specialties. Fight back and take control of our future. No longer should we allow insurance carriers to dictate medical care of our patients. Do we not know what’s in the best interest of our patients? Should we not rely on our years of training? Have we totally allowed the abdication of decision making to corporate America? Look where we are today.
Are we better off? Private practice and personal one on one care has all but gone. Personally, I believe the APMA has failed us. Their job, from my perspective, is to educate the public, inform and educate. In my tenure, It has never happened. Therefore, the merger of podiatry into mainstream medicine is essential. Podiatry will NOT be lost. Has Ob/Gyn, dermatology, proctology, urology orthopedics, psychiatry neurosurgery been lost with an MD degree? Oddly, they all have MD after their names followed by their unique specialties. WHY NOT AN MD degree followed by whatever podiatric specialty of choice?
I now rest my case with the hope that my journey characterized in this thread will be of some positive value to others.
Steven E Tager, DPM (retired), Scottsdale, AZ
Other messages in this thread:
05/16/2024 Robert Kornfeld, DPM
The Future of Podiatry (Kenneth Meisler, DPM)
Since this thread is still going, I would like to bring up a really important point that Dr. Meisler glossed over. Patients coming from these concierge practices were willing to pay directly when they came and were "surprised that they did not have to pay at the time of their visit". That should tell you something about the value they are experiencing in a direct-pay practice. That's number one.
Number 2, I agree with Dr. Meisler that eliminating poor payors will always make room for more value in the practice. However, it is important to note that as long as you continue to accept insurance, you will always be fighting an uphill battle. You will need to see a high volume of patients which means a large office, large staff and high expenses. You will still have to navigate the slippery slope of fee reduction and claim denials. You will still receive chart requests, periodic audits and in many cases, demands for refunds from insurance companies. You will still have your services devalued by the system. You will continue to deal with prior authorizations and high accounts receivable. None of that changes.
However, I strongly disagree with Dr. Meisler that a limited number of podiatrists can succeed in this payment model. That is a statement that comes from a lack of information and knowledge about the way this works. If all you offer in your practice is exactly what every insurance-dependent practice offers, you will have a very hard time succeeding. It is not about a reputation as an excellent "provider". You are not "providers'.
That's what insurance companies call you so they can eventually replace you with non-doctor health professionals who will work for less than you do. You are doctors. It is about establishing a reputation as a doctor who can offer everything that insurance-dependent doctors offer, but also possesses expertise in a niche that can make a difference in the lives of those who have not been helped by conventional approaches. I find it disturbing that so many podiatrists dismiss direct- pay and effectively close down a potent way to get out of the horrors of insurance or corporate employment.
I have spent many years seeing 8-10 patients daily and made much more than I did seeing 50-60 insurance patients and burning out in the process. If you allow fear to rule your decisions, you will forever be a slave to the system. It's a choice.
Robert Kornfeld, DPM, NY, NY
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