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09/03/2013 Howard R. Fox, DPM
Moving and Insurance Companies
Every insurance company has its own policy regarding documentation needed to update your new address, but they will all want a new W-9 with your new address. Stay very organized about this by creating a file for each company. Even companies you have no participation agreement with will need to be notified, since they will either be involved with Medicare crossover claims or reimbursement to your patient, which will be delayed if they do not have an accurate address for you.
Start by calling the professional relations representatives for each company to find out what their procedure is. Be forewarned, I have found some insurance companies will not “replace” your old address with your new one, but rather ADD a new address to their profiles and make your old address “inactive.” This sometimes means a different provider ID number for certain participating plans (GHI in particular in the NY area). Make sure you update your software to reflect any new provider ID numbers.
Medicare is a completely different animal. You’ll need to complete the lovely 27 page form 855i (Medicare Enrollment Application) as well as a new form OMB 0938-0626 to update your bank account for direct deposits (despite the fact none of this will probably change, even if you’re already getting direct deposits).
You’ll need to provide proof of your new address in the form of a utility bill with your new address on it before Medicare will start processing your request. Of course, this won’t happen until 30 days after you move and that can really delay things. When you call Verizon to place the move order for your phones, have them fax you a statement showing your new address. Medicare will accept that as a utility bill.
The Medicare process takes about 6 weeks. From the moment they receive your 855i until the process is complete, your Medicare payments will be held, so you’ll want to start with Medicare, which means first calling the phone company. Note: you must mail your 855i with the OMB 0938- 0626 to your local Medicare administrative contractor, not CMS. Send it certified, return receipt requested.
Medicare’s Customer Service Department can be reached at 866-837-0241 8-5 PM with an early closure on Thursdays. It’s been my experience the folks at this number are remarkably helpful, patient and kind, and the representative I spoke with gave me her personal direct number and always answered it personally on the first few rings. You can call them to make sure they received your application and find out at what stage things are progressing. I have to say, I was impressed and surprised at the efficiency.
Changing your address with the post office can be done on line for $1.00. They need to charge a credit card $1.00 to verify you are who you say (to prevent anyone from changing your address with the post office without your permission). Do this BEFORE you notify any credit cards of your new address, otherwise the post office won’t be able to reconcile you with your current address to process the order.
Having moved more times in 35 years than anyone ever really should move, it’s been my experience sending out mailings to your patients or placing ads in the newspapers is not worth the expense if you keep your current phone number.
I strongly recommend you keep your phone number, even if it means setting up an automatic call forwarding to a different telephone central office. I do feel it’s well worth it to personally visit, or at least personally call your physician referral sources and provide them with new business cards.
Finally, Google yourself and update as many Internet doctor search sites as you can find with your new address.
Howard R. Fox, DPM, Staten Island, NY, fox.howard@gmail.com
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